It wasn’t until more than a century after the invention of the bicycle that they became widely used, and it took another decade for safety standards to be put in place. Even though the modern bike has been around for over four decades, there’s still no federal law requiring adults to wear helmets, and only 21 states mandate their use for children. However, when it comes to safety, helmets are one of the most effective tools available. They offer undeniable protection for the head, which is the most vulnerable part of the body during an accident.
**The facts**
According to the latest available data from 2015, out of the 817 bicyclists killed on the roads, only 17% were wearing helmets. These weren’t just young riders or inexperienced cyclists — over 88% of those killed were adults over the age of 20, with the average age of fatalities being 45. This highlights how important helmet use is, regardless of age or experience.
**The importance of helmets**
Let’s be honest: if you fall off your bike in a traffic accident, a helmet is your best defense against serious brain injury or even death. According to the National Highway Traffic Safety Administration, helmets are 85 to 88% effective in preventing head and brain injuries. In addition, wearing a helmet can also have legal benefits. Even though helmets aren’t legally required, juries often find adult cyclists negligent if they weren’t wearing one during an accident, which can lead to reduced compensation in court.
**Choosing the right helmet for you**
Selecting the right helmet depends on your riding style and personal preferences. There are several types of helmets designed for different conditions and activities.
**Road bike helmets**
These are lightweight and highly ventilated, making them ideal for long rides on paved surfaces. They don’t have a visor, so they provide a clear view when you're in a low riding position.
**Triathlon and time trial helmets**
Also known as “aero†helmets, these are designed for speed and aerodynamics. They often feature magnetic buckles, clip-on visors, and streamlined shapes. However, they may limit peripheral vision and aren’t the best choice for everyday riding.
**Mountain bike helmets**
These offer more coverage for the back and sides of the head, with smaller vents for protection on rough terrain. Many include a built-in visor to shield the eyes from sunlight.
**Full-face helmets**
Popular among extreme off-road and BMX riders, full-face helmets protect the entire face, including the mouth and chin. They are great for high-impact situations.
**BMX helmets**
BMX helmets come in classic styles like "peanuts" or "old skool," offering more protection with less ventilation. Some models include a gull-cut design that covers the ears while allowing for hearing.
**Recreational helmets**
These are more affordable and often come with visors or stylish covers that let you match your outfit. They’re perfect for casual riders who want both function and fashion.
**Commuter helmets**
Designed for daily use, some commuter helmets include built-in lights to improve visibility in low-light conditions. This can help you stay safe and avoid obstacles on your route.
**The latest technology**
Since 2016, many helmets have incorporated the Multi-directional Impact Protection System (MIPS). This technology helps reduce rotational forces during certain types of impacts by adding a low-friction layer inside the helmet.
**Size matters**
A one-size-fits-all helmet is better than no helmet at all, but for the best protection, choose a helmet that fits your head properly. To measure your head size, wrap a string or ribbon around your head about an inch above your eyebrows and measure the length. Use the following guide:
- Under 20 inches: Extra small
- 20 inches to 21.75 inches: Small
- 21.75 inches to 24.75 inches: Medium
- 23.25 inches to 24.75 inches: Large
- Above 24.75 inches: Extra large
Most helmets come with adjustable straps and a sizing mechanism, such as a twist knob or sliders. Make sure the helmet is snug but not too tight — it should stay in place without causing discomfort.
**Preparing for the unexpected**
While a helmet can protect your head, it won’t prevent other injuries or damage to your bike. That’s why getting bicycle insurance is a smart move. It can cover medical bills, bike repairs, and even theft. Whether you ride for sport, commuting, or leisure, having insurance gives you peace of mind knowing you’re protected in case something goes wrong.
**America's best bicycle insurance**
Get a free instant quote today and ensure you're fully covered, no matter where your ride takes you.
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